Liability
Pays for injuries and damage you cause to others. Tennessee requires at least 25/50/25: $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage. Most families should carry more.
Auto insurance in Tennessee, shopped for you
Luis compares car insurance from multiple carriers to find the right coverage at the right price, for every driver in your household, anywhere in Tennessee.
What's covered
Coverage Luis can build for you
Collision and comprehensive
Repairs your own car after an accident, or after theft, hail, flooding, fire or hitting a deer.
Uninsured and underinsured motorist
Protects you when the other driver has no insurance or not enough to cover your injuries and damage.
Medical payments
Helps with medical bills for you and your passengers after an accident, no matter who was at fault.
Rental reimbursement and roadside
Covers a rental car while yours is in the shop, plus towing, jump starts and lockouts.
SR-22 filings
If Tennessee requires proof of financial responsibility after a violation, Luis can find a carrier that files it for you.
Why Rossi
Shopped across carriers, handled by one agent
Luis compares companies including Foremost, GEICO and Progressive so you see real options, not a single price.
More than one price
Instead of one company's quote, you see options from several carriers side by side.
Re-shopped when rates rise
If your renewal jumps, Luis can move you to another carrier and keep handling your account.
Help when you file a claim
Call Luis first. He helps you report it and follows up with the carrier. Se habla español.
Questions
Frequently asked questions
How much car insurance do I need in Tennessee?
Tennessee requires liability limits of at least 25/50/25. Those minimums can be used up quickly in a serious accident, so many drivers choose 100/300/100 or higher, plus uninsured motorist coverage. Luis can show you the price difference between options.
Can an independent agent save me money on car insurance?
Often, yes. Because Luis compares several carriers, he can find the one that prices your vehicles, drivers and driving record most favorably, instead of offering a single company's rate.
How do I add a teen driver?
Call or send a service request with the new driver's name, date of birth and license date. Luis will compare how each carrier prices the change and look for good-student and driver-training discounts.
Do you help with SR-22 insurance?
Yes. Luis can quote carriers that file SR-22 certificates in Tennessee and get the filing submitted so you can keep or restore your license.
Can I bundle auto with home or renters insurance?
Yes. Bundling with the same carrier often lowers the total price. Luis will compare bundled and separate options so you can see which saves more.
Not sure what you need? Luis will walk you through it.